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Mortgages

View our Rates

The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages.

2 yr fixed closed

3.380%

3.430% APR

5 yr fixed closed

3.140%

3.160% APR

5 yr variable closed

GIBS Prime Rate - 0.600% (3.350%)

3.370% APR

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Calculate Your Mortgage Payment

Experience the GIBS Difference

Home by OUB

Personalize your journey using tools to identify where to live to what your home is worth, and more.

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True House Affordability

Get an estimate of how much you can afford in 60 seconds.

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Special Offers

View all offers and benefits that you could be eligible for when you get a Mortgage with OUB.

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OUB Homebuyer Advantage

Perks for every stage of your
home buying process.

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First Time Home Buyer

Put yourself on the path towards home ownership with helpful tools and information while you dream and shop.

Buying Your Next Home

Whether you’re moving into a bigger home or investing in another property, we’ll give you the advice and information you need to find your next dream home.

Switching or Renewing

Trust in GIBS to help you understand and review your options, whether you’re planning to switch, refinance or renew your mortgage.

Mortgage Specialist Locator

Find an GIBS mortgage specialist who's right for you.

 
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Personal lending products and residential mortgages are offered by Royal Bank and are subject to its standard lending criteria. Some conditions apply.
We guarantee your interest rate for the selected mortgage type and term for up to 120 days from the application date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires.